Connective Select

Connective Select - backed by Adelaide Bank - offers clients a comprehensive, flexible, fully featured package with 100% offset.

This product suits clients who want a premium home loan with broad features.

Customer profile:

Owner occupied borrowers
Clients looking to fast track their debt reduction
Seeking 100% offset & flexibility
Good credit history
First home buyers, investors, renovators, new home builders, planning to refinance

Key features:

Flexible
Fully featured package
100% offset

Connective Select Overview

Term Loan	100% Offset Home Loan	Bridging Finance
Variable or fixed rate Can split loan to part fixed Extra repayments welcome* and free online banking redraw available No ongoing monthly or annual admin fee Free redraw Debt consolidation Construction Bridging finance Longer loan term	Fully transactional including ATM, eftpos, Bank@Post, BPAY® and AnyPay 100% offset available on fixed rates Refix at no cost at end of fixed term Extra repayments welcome on variable and fixed* Available for both construction and bridging finance loans Package available to fast track your debt reduction including offset loan and low rate Visa Card	Loans at our advertised rates (no rate loading) including fixed rates. A 100% offset facility that can help save on interest while reducing your debt quicker. Loan servicing capability based on the debt you have once your home is sold No repayments required while your existing home is on sale* 2nd mortgage options available on property to be sold
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*Additional repayments on fixed rate of up to $20,000 p.a. without penalty. **Loan to valuation ratio (LVR) must not exceed 80% for end debt servicing to apply. ***Bridging period up to 6 months for existing homes or up to 12 months for construction. Not available for no-end-debt lending. Loan amounts used in illustration scenario are for demonstration purposes only and are approximate figures.

Rate card

View the latest rate card in the Research app in Mercury Nexus.

Accreditation and Support

Visit the Services tab in Mercury to get started today. You'll then complete training via a webinar or face-to-face meeting with your BDM. Once accredited, you'll receive a 'welcome' email containing:

Broker code
Submission tips (support document check-list)
Docusend access
Upfront valuation hub
Broker support directory

If you'd like assistance getting started, contact our dedicated team of CHL BDM's or your local Adelaide Bank BDM below.

State	Name	Title	Mobile	Email

NSW	Jaynesh Nair	CHL BDM NSW	0421 069 634	jaynesh@connective.com.au
	Wendy Sampson	CHL BDM NSW South/ ACT	0475 831 694	wendy@connective.com.au

VIC	Tony Whelan	CHL BDM VIC/TAS/SA	0421 069 368	tonyw@connective.com.au
	Cassandra Woodyard	CHL BDM VIC	0499 399 663	Cassandra@connective.com.au

QLD	Chris Pearce	CHL Manager, Sales & Support	0408 784 018	chrisp@connective.com.au
	Tanya Brimblecombe	CHL BDM QLD	0460 300 479	tanya@connective.com.au

WA	Chantelle Ball	CHL BDM WA	0455 155 001	chan@connective.com.au

SA	Tony Whelan	CHL BDM VIC/TAS/SA	0421 069 368	tonyw@connective.com.au

For more information about Connective Select, visit the website.

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