Connective Select

Connective Select - backed by Adelaide Bank - offers clients a comprehensive, flexible, fully featured package with 100% offset.

This product suits clients who want a premium home loan with broad features.

Customer profile:

Owner occupied borrowers
Clients looking to fast track their debt reduction
Seeking 100% offset & flexibility
Good credit history
First home buyers, investors, renovators, new home builders, planning to refinance

Key features:

Flexible
Fully featured package
100% offset

Connective Select Overview

Term Loan	100% Offset Home Loan	Bridging Finance (available for existing clients)
Variable or fixed rate Can split loan to part fixed Extra repayments welcome* and free online banking redraw available No ongoing monthly or annual admin fee Free redraw No minimum or maximum redraw amount on fixed rate or variable loans Debt consolidation Construction Bridging finance (available for existing clients) Longer loan term	Fully transactional including ATM, eftpos, Bank@Post, BPAY® and AnyPay VISA debit card available 100% offset available on fixed and variable loans Refix at no cost at end of fixed term Extra repayments welcome on variable and fixed* Available for both construction and bridging finance loans	Loans at our advertised rates (no rate loading) including fixed rates. A 100% offset facility that can help save on interest while reducing your debt quicker. Loan servicing capability based on the debt you have once your home is sold No repayments required while your existing home is on sale* 2nd mortgage options available on property to be sold
Access Fact sheets on each of these products in Mercury Nexus > Research App > Connective Select > Documents

*Additional repayments on fixed rate of up to $20,000 p.a. without penalty. **Loan to valuation ratio (LVR) must not exceed 80% for end debt servicing to apply. ***Bridging period up to 6 months for existing homes or up to 12 months for construction. Not available for no-end-debt lending. Loan amounts used in illustration scenario are for demonstration purposes only and are approximate figures.

Rate card

View the latest rate card in the Research app in Mercury Nexus.

Accreditation and Support

Visit the Services tab in Mercury to get started today. You'll then complete training via a webinar or face-to-face meeting with your BDM. Once accredited, you'll receive a 'welcome' email containing:

Broker code
Submission tips (support document check-list)
Docusend access
Upfront valuation hub
Broker support directory

If you'd like assistance getting started, contact our dedicated team of CHL BDM's or your local Adelaide Bank BDM below.

State	Name	Title	Phone	Email

NSW	Jaynesh Nair	CHL BDM NSW	02 9069 8006	jaynesh@connective.com.au
	Wendy Sampson	CHL BDM NSW South/ ACT	02 9069 8014	wendy@connective.com.au

VIC	Tony Whelan	CHL BDM VIC/TAS/SA	03 8399 8572	tonyw@connective.com.au
	Cassandra Woodyard	CHL BDM VIC	03 8399 8580	Cassandra@connective.com.au

QLD	Chris Pearce	CHL Manager, Sales & Support	07 3520 7003	chrisp@connective.com.au
	Aaron Salmon	CHL BDM QLD	07 3520 7009	aarons@connective.com.au

WA	Chantelle Ball	CHL BDM WA	08 6375 2004	chan@connective.com.au

SA	Tony Whelan	CHL BDM VIC/TAS/SA	03 8399 8572	tonyw@connective.com.au

For more information about Connective Select, visit the website.

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