Connective Select

Connective Select - backed by Adelaide Bank - offers clients a comprehensive, flexible, fully featured package with 100% offset.

This product suits clients who want a premium home loan with broad features.

Customer profile:

Owner occupied borrowers
Clients looking to fast track their debt reduction
Seeking 100% offset & flexibility
Good credit history
First home buyers, investors, renovators, new home builders, planning to refinance

Key features:

Flexible
Fully featured package
100% offset

Connective Select Overview

Term Loan	100% Offset Home Loan	Bridging Finance
Variable or fixed rate Can split loan to part fixed Extra repayments welcome* and free online banking redraw available No ongoing monthly or annual admin fee Free redraw Debt consolidation Construction Bridging finance Longer loan term	Fully transactional including ATM, eftpos, Bank@Post, BPAY® and AnyPay 100% offset available on fixed rates Refix at no cost at end of fixed term Extra repayments welcome on variable and fixed* Available for both construction and bridging finance loans Package available to fast track your debt reduction including offset loan and low rate Visa Card	Loans at our advertised rates (no rate loading) including fixed rates. A 100% offset facility that can help save on interest while reducing your debt quicker. Loan servicing capability based on the debt you have once your home is sold No repayments required while your existing home is on sale* 2nd mortgage options available on property to be sold
FIND OUT MORE	FIND OUT MORE	FIND OUT MORE

*Additional repayments on fixed rate of up to $20,000 p.a. without penalty. **Loan to valuation ratio (LVR) must not exceed 80% for end debt servicing to apply. ***Bridging period up to 6 months for existing homes or up to 12 months for construction. Not available for no-end-debt lending. Loan amounts used in illustration scenario are for demonstration purposes only and are approximate figures.

Rate card

View the latest rate card in Mercury under the Services tab.

Accreditation and Support

Visit the Services tab in Mercury to get started today. You'll then complete training via a webinar or face-to-face meeting with your BDM. Once accredited, you'll receive a 'welcome' email containing:

Broker code
Submission tips (support document check-list)
Docusend access
Upfront valuation hub
Broker support directory

If you'd like assistance getting started, contact our dedicated team of CHL BDM's or your local Adelaide Bank BDM below.

State	Company	Name	Title	Mobile	email

NSW	Connective Home Loans	George Georges	CHL BDM NSW /ACT (South)	0421 069 634	george@connective.com.au
	Connective Home Loans	Roselle Payuran	CHL BDM NSW /ACT (North & CBD)	0413 039 724	roselle@connective.com.au

VIC	Connective Home Loans	Tony Whelan	CHL BDM VIC/TAS/SA	0421 069 368	tonyw@connective.com.au

QLD	Connective Home Loans	Chris Pearce	CHL BDM QLD/NT	0421 069 634	chrisp@connective.com.au

WA	Connective Home Loans	Michelle Della Vedova	CHL BDM WA	0455 155 001	michelledv@connective.com.au

SA	Connective Home Loans	Tony Whelan	CHL BDM VIC/TAS/SA	0421 069 368	tonyw@connective.com.au

Support	Adelaide Bank	Partner Assist		1300 738 336	chlselectassist@adelaidebank.com.au
	Adelaide Bank	Consumer Support		1300 369 564	chlselectservice@adelaidebank.com.au
	Adelaide Bank	Credit		1300 738 336	chlselect@adelaidebank.com.au

For more information about Connective Select, visit the website.

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