Newspaper advertisements, marketing flyers, and brochures
The following information must be listed:
Disclaimer: Your full financial needs and requirements need to be assessed prior to any offer or acceptance of a loan product
Licensing Statement: Credit Representative (insert number) is authorised under Australian Credit Licence 389328. Note: If you are advertising under a company banner, then the Corporate Credit Representative number is to be used in your Licensing Statement, not your individual credit representative number.
If there are interest rates, then comparison rates need to be listed. Refer to Advertising Interest Rates or Loan Repayments.
Review for words that ASIC do not like. Refer to ASIC Guidelines to Advertising Terminology and Disclaimers.
If there are items such as specialist finance up to 100% funding, or 85% no LMI loans, then there needs to be a disclaimer along the lines of ‘subject to lenders credit criteria, fees and charges will apply’
If your company has a website, then this should be listed on the advertisement.
Please send over your newspaper advertisements, marketing flyers and brochures to firstname.lastname@example.org for review and approval.