Connective Essentials

Connective Essentials, backed by Advantedge (part of the NAB group), offers clients a simple, quality home loan, with only the essentials. 

Connective Essentials provides Brokers:

Simplification

• Connective Essentials simplifies lending with quality products that are easy to understand and manage
• Essential loan features low fees while providing loan options to customers
• Direct access to credit managers, scenarios team and customer care – making it easier to do business
• Efficient and consistent processes from pre and post settlement, saving you time. 
• Personalised service and ownership model – one person managing your application from start to finish.
• Access links and instruction videos on how to use their digital tools (click on the broker tile)

Value

• Preferred lender access – the ability to view all of a customer’s information post settlement
• Sharply priced product with strong commission structure to maximise cashflow
• Financially rewarding for you and your customers
• Reinvest back into the Aggregator business to improve our product, service and people development for your benefit
• Providing brokers great service from pre to post settlement (NPS is +41since August 2020).

Partnership

• Dedicated CHL Essentials BDMs
• Advantedge builds on their partnership with brokers to achieve mutually beneficial outcomes
• Leading white label provider with a proven model that’s built for brokers. We work with you to deliver a great customer experience.
• Experienced and knowledgeable BDMs and credit teams, that are supportive and build relationships that matter
• No channel conflict, brokers own the client relationship.

What's in it for your customers?

• Simple home loans with a competitive rate, straight forward and easy to understand and access.
• Quality service - during loan establishment and post settlement care
• Using our preferred lender access, a broker will be able to see all of the information that the post settlement team can view and also print statements as needed.
• No need to change banking arrangements
• All in one home loan account
• Connective Essential branded debit card available to access your redraw
• Confidence, safety, reassurance through the security of NAB
• You’re on hand to assist with ongoing loan management
• Competitive rates, low fees

Who does Connective Essentials Suit? 

• Customers who want the home, not the loan – just need the simplest home loan
• Do not want to move other banking arrangements
• Good credit history
• Time poor – just want it to be easy and straightforward

Loan options

Different plans call for different types of loans. Connective Essentials customers can choose from a range of options to best meet the needs of their individual plan.

Choose from Fixed, Variable or a combination of both interest rate options. Plus, many other features available. Visit the website to learn more.

Rate card

View the latest rate card in Mercury under the Services tab. 

Accreditation and Support

You are already accredited so you can start writing now. 

If you'd like assistance getting started, contact our dedicated team of CHL BDM's or your local Advantedge BDM below.

You also have access to a dedicated scenarios team at Advantedge who will work with you to take the time to understand your customer’s needs and provide valuable advice on how to structure the loan submission.

Team members are easy to reach and accessible, and will provide you with their name, number and email address to support your applications from start to finish.